QR Code Link to This Post For potential 1st Time Home Buyers only there is a class you can take that, by taking the class, offers you some great benefits towards buying your first home. Like: Cash towards closing, access to lower interest rates loan for the entire life of your loan and the class is taught by a Mortgage Lender and a Real Estate Agent in tandem with the Washington State Housing & Finance Commission (WSHFC). Once you take the class you'll receive a certificate that entitles you to these benefits for the following 24 months (2 years), so if you plan to buy anytime within the next two years, you'll want to take this class.