Hello, we are looking to owner finance a duplex or four Plex. We have about 15,000 to put down and would like to set something up an escrow secure your payment. We have minor credit issues but the banks are strict and we already have FHA loan on our home so it's too expensive, so we are hopefully there is a seller out there that is willing to work with us. fixer-upper's okay our son is not in school yet so this is to take place of a second