PURCHASE or REFINANCE DOWN to 580 CREDIT SCORE (Nationwide)
PURCHASE or REFINANCE DOWN to 580 CREDIT SCORE
GOVERNMENT BACKED LOANS
We are direct lenders and fully endorsed providers of government backed mortgage loans including FHA (Federal Housing Administration), VA (Veteran Administration) 203K (Rehab loans) and GNMA (Government National Mortgage Association). Government backed loans can be approved at lower credit scores and higher Debt-to-Income and Loan-to-Value ratios then conventional mortgage loans. Refinance up to 97.75% of the value of your home and purchase with as little as 3.5% down. Rates are currently at all time lows. These loans are designed for today's challenged borrowers to take advantage of these historically low rates.
GNMA or Ginnie Mae loans can be approved down to 580 credit score. A Ginnie Mae loan is a special kind of loan program backed by the federal government. Ginnie Mae is the most flexible government program so far to help homeowners refinance or buyers purchase with lower credit scores. Not many mortgage lenders are authorized to approve you for a Ginnie Mae loan but we are.
The 203(k) loan program offers borrowers the resources to rehabilitate a home that may be in need of repair, either the home that they currently live in, or that special fixer-upper opportunity. This loan allows the borrower to take out just one mortgage to cover the purchase (or refinance) of the property and the cost of its renovations.
NO INCOME CHECK LOANS
No income or credit check loans at higher interest rates.
We can provide a quick analysis of what you qualify for and fast loan closings. Call to see how we may help you achieve your borrowing objectives or email with the details of your loan scenario for a quick response.
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